BYE BYE BANKS?: HOW RETAIL BANKS ARE BEING DISPLACED, DIMINISHED AND DISINTERMEDIATED
Book ID/图书代码： 04300016B89615
English Summary/英文概要： Tech companies have disrupted retailing, media, transit and travel. Now the retail banking business model looks set to be transformed too. In Bye Bye Banks? James Haycock and Shane Richmond describe these startups, and to which areas of the banking industry they are laying siege. It shows that this assault is already well underway and that many incumbents are poised to be displaced, diminished and disintermediated. It draws on extensive research and on-and-off the record interviews with senior executives in some of the biggest banks. Haycock and Richmond conclude with the recommendation that traditional banks need to reinvent themselves by launching a ’Beta Bank’: a lean, stand-alone organisation fit for the future for which they provide a ten-point operating model. This short book is a bold, urgent and timely analysis of the forces shaping the future of financial services. Its message to industry leaders in the sector could not be more simple: adapt or prepare to be disrupted. "This work accurately and concisely captures the effects of the disruption brought to the banking industry by the digital revolution. The comments by other banking and innovation professionals about their own experiences are particularly intriguing." - Alessandro Hatami, former Innovation Executive at Lloyds Banking Group "James Haycock is a key voice for how the banking industry should and will change." - Tom Hopkins, Product Innovation Director, Experian Consumer Services "If you are an incumbent retail bank, read it, get on with it, make it happen." - Lee Sankey, former Group Design Director, Barclays
Chinese Summary/中文概要： 科技公司已经扰乱了零售业、媒体、运输业和旅游业。如今，零售银行业务模式似乎也正在发生转化。在本书中，James Haycock和Shane Richmond描述了这些转变的开始，以及这些科技公司的攻击都指向银行哪些部门。一切都显示攻击已经发动，而且很多现有的银行业务都将被取代、式微和面临资金游离。本书通过广泛的调查和一些对大银行高管进行的采访写成。Haycock和Richmond认为传统银行必须重塑自己的业务模式，开发新的“实验银行”：一个精干的、独立的组织形式，能够适应未来的需求，并为这个模式建立了一个以10分为满分的模型。这本小书创新、及时地分析了塑造未来金融服务的几股不同力量，其中的信息对于银行业界领袖提出的要求十分简单：或者接受建议，或者接受淘汰。(LYR)
Awards/获奖情况：本书准确、简明地抓住了数字革命对于银行业带来的混乱影响。那些银行和创新人才对于自己经历的评价部分特别有趣。（Alessandro Hatami，劳埃德银行集团前创新项目执行总监）
对于银行业应该而且将会如何改变，James Haycock的声音十分关键。（Tom Hopkins，Experian消费服务，产品创新总监）
作为一家传统零售银行，读这本书，参考它的建议，执行这些建议。（Lee Sankey，Barclays集团前设计总监）
"This work accurately and concisely captures the effects of the disruption brought to the banking industry by the digital revolution. The comments by other banking and innovation professionals about their own experiences are particularly intriguing." - Alessandro Hatami, former Innovation Executive at Lloyds Banking Group
"James Haycock is a key voice for how the banking industry should and will change." - Tom Hopkins, Product Innovation Director, Experian Consumer Services
"If you are an incumbent retail bank, read it, get on with it, make it happen." - Lee Sankey, former Group Design Director, Barclays
And here are some interesting videos, taken from the launch event:
https://www.youtube.com/playlist?list=PLzr535rzDN1lHnqQBXW2GmiFjrpJS54BB
James gave a presentation about the scenario being played out in the book, followed by a panel discussion with influential panelists:
- Jason Bates, Co Founder of Mondo
- Alessandro Hatami, former Digital Payments and Innovation Director, Lloyds
- Lee Sankey, former Group Design Director, Barclays
- Dave Birch, Director of Consult Hyperion and internationally renowned thought leader on digital identity and digital payments.
About the Author/作者介绍：
Format:
Rights Status/版权销售情况：Simplified Chinese/简体中文：AVAILABLE(到期可授)
Complex/Traditional Chinese/繁体中文：AVAILABLE
Sales in other countries/其他国家销售情况：
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