PLEASE SEND MONEY: A FINANCIAL SURVIVAL GUIDE FOR YOUNG ADULTS ON THEIR OWN (SECOND EDITION)
Book ID/图书代码: 12311007B12513
English Summary/英文概要: The average student loan debt has reached almost $20,000. Credit card debt continues to rise at staggering levels. Young adults need help!
Please Send Money provides young adults with the tools they need, with smart advice from leading expert Dara Duguay, Director of Citigroup’s Office of Financial Education. Dozens of eye-opening, real-life stories chronicle the financial mistakes commonly made by young people and present an array of solutions.
Duguay covers topics including:
-Avoiding the traps of easy credit
-How to manage car payments
-The dangers of using student loans for personal needs and wants
-Dealing with bankruptcy
-Overcoming material temptations
Please Send Money contains useful financial tools for determining budget, net worth, cost of credit and safe debt levels. It’s a book that no young adult should be without.
Chinese Summary/中文概要: 大環境的經濟持續低迷,大學學費逐年調漲,就學貸款申請早在2005年即突破70萬人次!大學生普遍使用信用卡,而根據2007年政大進行的財經素養大調查,財經教育的普及化仍有很大的進步空間!沒有好的理財觀念,使得許多年輕人到了還款期限仍還不出貸款與卡費。此書教導學生與年輕人面對與重視金錢問題,提供許多正確理財觀念與處理危機的作法:
*避免信用卡陷阱
*如何管理車貸
*學生貸款的危險
*如何處理破產
*克服物質誘惑
書中也提供多項有用的理財工具包括預算分配量表、理想的貸款比例、信用卡的使用等。此書是缺乏理財觀念的台灣年輕人必讀好書。(VC)
Awards/获奖情况:Financial tips can help college graduates
The Associated Press June 16, 2008
Graduates should put off living large after college
Los Angeles Times - CA, USA June 8th, 2008
About the Author/作者介绍: Dara Duguay, the Director of Citigroup’s Office of Financial Education, has been involved with the issue of financial literacy for over a dozen years. She is the former Executive Director of the non-profit Jump$tart Coalition for Personal Financial Literacy in Washington, DC.
Dara Duguay是花旗集團金融教育中心主管(the Director of Citigroup’s Office of Financial Education),研究財經素養(financial literacy)議題長達12年。她也是美國非營利組織Jump$tart個人財經素養協會前執行長(Executive Director of the non-profit Jump$tart Coalition for Personal Financial Literacy)。
Format:TRADE PAPERBACK
Rights Status/版权销售情况:Simplified Chinese/简体中文:SOLD(非我们代理)
Complex/Traditional Chinese/繁体中文:AVAILABLE
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