THE SKINNY ON THE HOUSING CRISIS: WHAT EVERY HOMEOWNER AND HOMEBUYER NEEDS TO KNOW
Book ID/图书代码： 06831509B33010
English Summary/英文概要： Well finally someone has taken a new approach to a non-fiction book.
THE SKINNY ON THE HOUSING CRISIS: What Every Homeowner and Homebuyer NEEDS TO KNOW!!! is, well, skinny. This 168 page book is 2/3 illustrated with stick people and 1/3 text. The point is that less can be more and that it is time for writers and publishers to value the reader s time and attention span.
The Skinny is about a very serious subject how America dragged itself into the worst housing and credit crisis since The Great Depression. The story is told through the experience of a young couple, Billy and Beth, who in 2006 buy their first house. In 2007 they lose their house to foreclosure.
The Skinny takes the reader through Billy and Beth s experiences dealing with real estate agents, house inspectors, appraisers, mortgage brokers, lenders and attorneys. Each of these encounters is a lesson for any person considering the purchase or sale of a home, investing in real estate or, just taking out a mortgage.
After Billy and Beth close on their home, The Skinny follows the story of their mortgage from lender to investment bank to investor in Europe. We learn how mortgage sales and securitizations became a trillion dollar business, disconnecting the American borrower from the lender and de-humanizing the process.
The Skinny is an entertaining account of a multi-trillion dollar industry real estate buying, selling and borrowing that has lost its way. This skinny book intended to be read in about an hour or so will have more impact on its reader than a book with 10 times the verbiage which can take weeks to read.
Recommended for anyone considering the purchase, sale or financing of real estate, The Skinny has been strongly endorsed by a wide spectrum of real estate professionals across the United States.
Chinese Summary/中文概要： The Skinny 系列如其所名，書輕不厚，但內容扎實
當初這套書的設計概念，就是希望不要讓讀者感到負擔沉重
全書以圖搭配故事《如下》，讓讀者在忙碌的工作時間中，只需抽出1個小時，
就能在百忙中享受閱讀的樂趣，吸收關於成功、意志力、時間管理、說服技巧、信用卡使用等
職場與生活智慧 本書透過比利與貝絲第一次買下房子後，1年後房子即遭法拍的故事，帶領讀者了解：美國一般民眾如何被捲入次貸危機之中。
這中間讀者將看到所有參與其中的各類人士，包含房地產經紀人、房貸銀行、律師、屋主和估價師。
但到這邊故事還沒完呢，兩個人失去的這間房子之後的命運如何？
這間房子之後不斷被轉手，所有權從借方轉到投資銀行，再移轉到歐洲投資人手上。
這過程，讀者將得一窺房貸銷售是如何被「證券化」，成為市值高達上兆美元的投資金融商品。(XJJ & KC)
Awards/获奖情况：for time-challenged readers!
亞馬遜一致五顆星評價
更多資訊：http://theskinnyon.com/Books.aspx
1. THE SKINNY ON SUCCESS: WHY NOT YOU? 《簡體已售，韓國版權高價售出》
2. THE SKINNY ON WILLPOWER: HOW TO DEVELOP SELF-DISCIPLINE 《簡體已售，韓國版權高價售出》
3. THE SKINNY ON CREDIT CARDS: HOW TO MASTER THE CREDIT CARD GAME 《簡體已售，韓國版權高價售出》
4. THE SKINNY ON THE HOUSING CRISIS 《簡體optioned，韓國版權高價售出》
5. THE SKINNY ON TIME MANAGENT《簡體optioned，韓國版權高價售出》
6. THE SKINNY ON THE ART OF PERSUASION 《簡體optioned，韓國版權高價售出》
前SEC主席，亚瑟·雷威特（Arthur Levitt）：“作者以轻松可读的风格讲述了全国住房危机的产生以及解决办法。对那些受此影响的亿亿万万美国人来说必读。”
康涅狄格州律师，理查德·布鲁蒙莎（Richard Blumenthal）：“本书提供了公众服务。我希望可以大卖。”
中西部书评，迈克尔·敦福德（Michael Dunford）：“本书对那些在混乱住房市场下考虑买房卖房的人来说十分必要，对私人和社区图书馆收集是理想之选。”
纽约房地产新闻（The Real Deal New York Real Estate News），亚历克斯·乌拉姆（Alex Ulam）：“本书通过简单便捷的方式教你学会抵押保障、偿贷选择…作者解释了一些导致住房危机不尽如人意的工业实例以及可质疑的贷款类型。”
前廊博客（The Front Porch Blog）：“本书是一本伟书。简单易读，配上插图，幽默风趣。对第一次买房者和房地产经纪来说是必读之物，可开阔眼界。”
维吉尼亚抵押和贷款博客（Virginia Mortgage & Loans Blog）：“吉姆写了一本简单卓越的书籍…本书适用于那些想要买房或者刚买房的人士。”
About the Author/作者介绍： 吉姆·朗黛儿（Jim Randel）毕业于哥伦比亚大学法律系。他是企业家，已涉足多宗高创造性和高成就的房地产和生意。30年来，他对写作、演讲和教授金融和个人成就的热情从未褪减。
Jim Randel, a graduate of the Columbia University School of Law, has made his living as an entrepreneur, having been involved in several highly creative and successful real estate and business deals. Throughout his entire 30-year career it has been his passion to write, speak and teach on subjects of financial and personal achievement.
Format:电子手稿
Rights Status/版权销售情况：Simplified Chinese/简体中文：AVAILABLE
Complex/Traditional Chinese/繁体中文：AVAILABLE
Sales in other countries/其他国家销售情况：
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